Are you looking to raise some extra capital by remortgaging your home? We can provide you with the best remortgage rates.

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EIt’s easy to apply for a remortgage with us, simply complete the form below:

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Reason to Choose us

Most of the lenders we deal with are the same established lenders that you are familiar with; we also deal with lenders that only work with brokers, these lenders may offer more attractive remortgage rates and features.

Quick Approvals

We have made the process simple and easy for you to get quick approvals.

Lowest Remortgage Rates

We have a large network of lenders which will ensure you get the lowest remortgage rate in the market.

Hassle free

We process all the documentation on your behalf, all you have to do is provide all the required documents and details and we will make the process hassle-free for you.

Quality lenders

We have a list of quality lenders in the market that can fulfil your of mortgage requirements at very competitive remortgage rates.

Customer Reviews

What our clients says about us

John and I are so grateful to you for your professionalism. God bless you with more business; you were so patient and polite answering each and everyone of my numerous questions.

Mary and John

Remortgage Professionals are a team of experts, I liked them the most compared to other mortgage providers in the market. You have been wonderful, responsible for getting me the best remortgage deal in the market with best and lowest remortgage rates.

Ian Caswell

I think you have the most responsive, dedicated, qualified, patient and expert team who help their clients in the best possible way and provide us with the best remortgage offers.

Leanne Hill

Ask about our low remortgage rates ?

We have been operating as mortgage and insurance brokers for many years; our trusted lenders provide the lowest remortgage rates which are comparable with the current market rates.

Our expert advisors will guide you through the whole remortgage process to make it easy, quick and hassle-free for you. We do not work with any single institution; we have tie-ups with over 95 lenders which allows us to provide you with the best product in the market for your needs.

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The’ term of the mortgage’ is the total time period of the length of the mortgage. It means it is the time agreed to repay all the funds you borrowed along with the interest amount. The average term for repaying a mortgage is 25 years but you can choose from 15 to 40 years. The younger you are the higher term you can choose, the older you are the lesser the term will be. A higher term means low monthly repayments but a higher interest value. The lesser term means higher monthly payments and a lower interest value.

In order to remortgage your current property you must have paid off some of the original loan, for example if you own a house and its value is £100k and you made an initial payment of £10K and took a loan for £90k, but a couple of years later, you have only repaid £2k and the value of your house has increased by £1k this means that the value of the house is £110k and your pending mortgage is £70k. At this point the equity value is the difference between the value of your home and a pending mortgage which in the case of the above example will be £40k.

So, you can remortgage your home to get the additional £40k and if remortgaging to release the equity, you can remortgage part of the equity as well, which means you can borrow £20k or £30k of £40k

You may have paid more than half of the mortgage amount on your home and might want to buy a new house and are considering a remortgage to do this; before this can happen we need to confirm whether you are remortgaging to buy a house for your extended family or kids or if you are buying as an investment or to rent out to tenants. If you want it for your kids or extended family then you can remortgage your current property to pay the up-front payment or to pay some initial expenses.

However, if you are planning to buy for investment purposes and you want to let it out to tenants than you can’t remortgage your residential property as this would be considered a commercial property; a residential property cannot be remortgaged for commercial purposes.

Equity is the difference between the actual market price of a property and the pending mortgage value. For instance, if your home has valued at £90,000.00 and your pending mortgage value is £55,000.00 then the equity value is £35,000.00 and the Loan to Value (LTV) is 61.1%, which is the percentage of pending mortgage to the total value of the property

We are Here to Help You

Our mission is to deliver best remortgage rates

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Looking to remortgage your home, then apply for a remortgage quote now.

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01604 439930

enquiries@mpro.co

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